That's what analysts are stating indirectly in the Financial Times today. Thoughts were that the RBS consortium would try to cut a deal with B of A to avoid years of lawsuits and billions in potential damages, but that has not happened. There's a holdback in the RBS offer for litigation costs, and the possibility of insuring the risk also exists. There are perceptions out there that the Dutch judge is to his country what the Ninth Circuit is to the U.S. -- overturned a lot. Looks like we'll have to wait about a month or so to find out.